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Citi® mtvUTM Platinum Select® Visa® Card for College Students
Apply for this card
Annual Fee
No Annual Fee1
Purchase APR
0.00% Intro APR on Purchases for 7 months; After that, the APR will be 12.99% - 19.99% based on your creditworthiness1
Balance Transfer APR
N/A

Citi® mtvUTM Platinum Select® Visa® Card for College Students

Earn ThankYou® Points for a good GPA, paying your bills on time & buying books, movies & more

Redeem points for rewards such as gift cards, travel & merchandise, plus exclusive MTV™ & mtvU™ rewards

  • 0% Intro APR on Purchases for 7 months, after that, 12.99%-19.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.1
  • No cosigner required
  • No Annual Fee1
  • Earn up to 2,000 ThankYou® Points twice a year for maintaining a good GPA1
  • Earn 25 points monthly when you pay bills on time & don’t exceed your credit limit1

Reward Details

Being a college student is even more rewarding with a Citi® mtvU™ Platinum Select® Visa® Card. Earn ThankYou Points for doing the things you do everyday as a student like studying hard to get good grades, paying your credit card bill on time, buying food at restaurants--including fast food--and shopping at bookstores. ThankYou Points can be redeemed for gift cards, CDs, airline tickets and more, plus exclusive mtvU rewards like tickets to the MTV® Video Music Awards.

With the Citi® mtvU™ Platinum Select® Visa® Card for College Students you’ll earn:

  • Up to 2000 ThankYou Points per semester for maintaining a good GPA1
  • 25 ThankYou Points per month for paying your bill on time and not exceeding your credit limit1
  • 5 ThankYou Points for every $1 spent at restaurants--including fast food--bookstores, music stores, video rental stores and movie theatres1
  • 1 ThankYou Point for every $1 spent on all other purchases1

Redeeming Your Points

Redeem your points through Citi® ThankYou® Rewards for great rewards like electronics, gift cards, music CDs, movie DVDs and airline tickets. Plus, you can redeem ThankYou Points for exclusive MTV and mtvU awards, such as VIP tickets to mtvU's Spring Break or the MTV Video Music Awards (limited quantities available).

Cardmember Benefits

Get Exclusive MTV Discounts and Awards

With your Citi mtvU credit card, you'll also get an exclusive 10% MTV discount when shopping at the MTV store in New York City or online at shop.mtv.com.

Build Your Credit History

With no minimum income or co-signer required, it's simple to qualify for this credit card, so you can start building your all-important credit score for future borrowing purposes.

Credit Education Tips and Tools

Learn to Use Credit Wisely and find tools to plan monthly budgets and future investments.

Virtual Account Numbers

Now, with Virtual Account Numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it impossible for anyone to steal your account number while shopping online.

Extended Warranty2

The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.

Retail Purchase Protection2

Most items purchased with your card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.

$0 Liability on Unauthorized Charges

Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made on your Citi credit card.

Travel & Emergency Assistance2

You're protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more.

Automatic Travel Accident Insurance2

Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.

Auto Rental Insurance2

You're automatically covered when you reserve and rent a vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance.

Citi® Credit Card Benefits & Services  

Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more. Get Details

Optional Services

PaymentAid  

Protect your account against unexpected loss of income with PaymentAid. We will credit your account an amount equal to the Minimum Due shown on your billing statement if your income is interrupted due to certain unforeseen circumstances.

Citi® IdentityMonitor®

Identity theft can happen to anyone, so help protect what’s yours with Citi® IdentityMonitor®. Not only will you get credit monitoring, but you’ll also get your credit report and score.


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Earn at least 2% cash back in popular, rotating categories each quarter – from department stores, jewelry and apparel to restaurants, hotels and more3

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Build your credit history for future borrowing needs

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