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Citi® Gold / AAdvantage® World MasterCard®
Apply for this card
Annual Fee
$50.001
Purchase APR
13.24% Variable1
Balance Transfer APR
N/A

Citi® Gold / AAdvantage® World MasterCard®

Earn 15,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months2

Earn 1 AAdvantage® mile for every $1 spent on everyday purchases2

  • Visit select cities with Reduced Mileage Awards & save 5,000 AAdvantage® miles2
  • Up to $3,000 in Lost Luggage Coverage3
  • Get more spending power with no pre-set spending limit2

Reward Details

Travel more and get there faster with American Airlines AAdvantage® miles by turning purchases into AAdvantage® miles. Citi® Gold / AAdvantage® card benefits include no pre-set spending limit, a personal concierge service, Travel & Emergency Assistance and more.

With the Citi® Gold® / AAdvantage® World MasterCard® you'll earn:

  • 15,000 AAdvantage® bonus miles after $750 in purchases within 4 months of becoming a
    Citi® / AAdvantage® cardmember2
  • 1 AAdvantage® mile for every $1 you spend on purchases with your credit card; up to 60,000 AAdvantage® miles per year2

Redeeming your AAdvantage® miles:

  • Redeem your AAdvantage® miles for a round trip travel award on American Airlines, American Eagle and AmericanConnection® for as little as 25,000 AAdvantage® miles2
  • AAdvantage® miles may never expire2
  • No blackout dates on AAdvantage® award travel means you book travel, based on availability2

Citi® / AAdvantage® Cardmember Benefits

Get great Citi® / AAdvantage® cardmember benefits including Reduced Mileage awards, opportunities for card upgrades and more.

Reduced Mileage Awards2

You can save thousands of American Airlines AAdvantage® miles round trip with Reduced Mileage Awards when redeeming for flights to exciting destinations around the globe.

Cardmember Benefits

No Pre-set Spending Limit2

There's no need to worry about hitting your spending limit, as long as you pay in full each month the amount that exceeds your revolving credit line.

Personal Concierge Service

Have the knowledge of a local at your fingertips, no matter where you are. With Citi's Personal Concierge Service, you'll always know the best places to stay and eat, where to shop and how to get around.

Travel & Emergency Assistance3

You're protected when you're traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.

Automatic Travel Accident Insurance3

Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.

Trip Cancellation / Interruption Coverage3

In the event you are prevented from taking or continuing a trip you billed to your Citi card, you are eligible to receive up to $1,500 in Trip Cancellation/Trip Interruption coverage.

Lost Luggage Coverage3

Charge the entire common carrier fare to your Citi card and get up to $3,000 in lost luggage coverage for you and your dependents. This benefit covers lost, stolen or damaged baggage or personal articles checked with a common carrier.

Discounts from Hertz®

With your Citi cardmember discount from Hertz, you'll save on virtually every published rate in the U.S.

Auto Rental Insurance3

You're automatically covered when you reserve and rent a vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance.

Extended Warranty3

The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.

Retail Purchase Protection3

Most items purchased with your card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.

Price Protection3

If you buy something with your Citi card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items).

$0 Liability on Unauthorized Charges

Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made on your Citi credit card.

Free International Cell Phone Rental2

Stay in touch on your next trip with a free one month rental of an international cell phone from PlanetFone. Simply call PlanetFone at least 4 business days in advance of your trip and they will have the phone delivered to your home or office (within the continental U.S.) at no charge. Return shipping charges are additional. Benefit excludes Japan and Korea.

Citi® Photocard

Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card. Now that's something to smile about.

Virtual Account Numbers

Now, with Virtual Account Numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it impossible for anyone to steal your account number while shopping online.

Citi MasterCard® Payment Tag with PayPassTM

Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.

Citi® Credit Card Benefits & Services  

Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more. Get Details

Optional Services

 

PaymentAid  

Protect your account against unexpected loss of income with PaymentAid. We will credit your account an amount equal to the Minimum Due shown on your billing statement if your income is interrupted due to certain unforeseen circumstances.

Citi® IdentityMonitor®

Identity theft can happen to anyone, so help protect what’s yours with Citi® IdentityMonitor®. Not only will you get credit monitoring, but you’ll also get your credit report and score.


Looking for something different? Explore your previous choices.
Citi Select® / AAdvantage® American Express® card Citi® / AAdvantage® American Express® card CitiBusiness® / AAdvantage® MasterCard®
Citi® Select / AAdvantage® American Express®

Earn 25,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months - enough for a round trip travel award2

Citi® / AAdvantage® American Express® Card

Earn 15,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months2

CitiBusiness® / AAdvantage® MasterCard®

Earn 25,000 American Airlines AAdvantage® bonus miles after $750 in purchases within 4 months2

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