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Citi® Dividend Platinum Select® MasterCard®
Apply for this card
Annual Fee
No Annual Fee1
Purchase APR
12.99%-20.99% based upon your creditworthiness1
Balance Transfer APR
0.00% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based upon your creditworthiness1

Citi® Dividend Platinum Select® MasterCard®

Earn at least 2% cash back in popular, rotating categories each quarter – from department stores, jewelry and apparel to restaurants, hotels and more3

Earn a full 1% cash back on eligible purchases and cash advances2

  • Enjoy 0% Intro APR on Balance Transfers for 15 months.  After that, the APR will be 12.99%-20.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate1
  • No Annual Fee1
  • To Apply by Phone, call 1-800-311-9098

Reward Details

With the Citi® Dividend Platinum Select® Card, you can earn cash back faster in more ways. Simply use your card for purchases, cash advances and balance transfers.  Plus, earn an average of 5% additional cash back when you shop at over 400 leading retailers through the Citi Bonus Cash Center®.

With Citi® Dividend Platinum Select® you’ll earn:

  • At least 2% cash back in popular, rotating categories each quarter.  Enrollment required.
  • 1% cash back on purchases
  • 1% cash back on cash advances taken at the standard cash advance rate2
  • $5 cash back on individual balance transfer transactions of $1,500 or more2
  • Average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center2

Cardmember Benefits

Extended Warranty3

The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.

Retail Purchase Protection3

Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.

$0 Liability on Unauthorized Charges

Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made on your Citi credit card.

Travel & Emergency Assistance3

You're protected when you're traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.

Automatic Travel Accident Insurance3

Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.

Auto Rental Insurance3

You're automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance.

Citi MasterCard® Payment Tag with PayPassTM

Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.

Citi® Credit Card Benefits & Services  

Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more. Get Details

Optional Services

Citi® IdentityMonitor®

Identity theft can happen to anyone, so help protect what’s yours with Citi® IdentityMonitor®. Not only will you get credit monitoring, but you’ll also get your credit report and score.


Looking for something different? Explore your previous choices.
Citi® Secured MasterCard® Citi® Platinum Select® Visa® Card for College Students
Citi® Secured MasterCard®

Build your credit history for future borrowing needs

Citi® Platinum Select® Visa® Card for College Students

0% Intro APR on Purchases for 7 months. After that, the APR will be 11.99%-18.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.1

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