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Citi® / AAdvantage® American Express® Card
Apply for this card
Annual Fee
$50.00. However, this fee is waived for the first 12 months1 
Purchase APR
15.24% Variable1 This APR will vary with the market based on the Prime Rate1
Balance Transfer APR
N/A

Citi® / AAdvantage® American Express® card

Earn 20,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months2

$50 annual fee waived for the first 12 months of cardmembership1

  • Earn 1 AAdvantage® mile for every $1 spent on everyday purchases2
  • No blackout dates on award travel on American Airlines, American Eagle and the AmericanConnection® carrier2
  • Visit select cities with Reduced Mileage Awards & save up to 5,000 AAdvantage® miles round trip2 
  • Get more spending power with no pre-set spending limit2

Reward Details

Travel more and get there faster with American Airlines AAdvantage® miles. When you shop with your Citi® / AAdvantage® card, turn your purchases into AAdvantage® miles.

With the Citi® / AAdvantage® American Express® card you'll earn:

  • 20,000 AAdvantage® bonus miles after $750 in purchases within the first 4 months of becoming a
    Citi® / AAdvantage® cardmember2
  • 1 AAdvantage® mile for every $1 you spend on purchases with your credit card; up to 60,000 AAdvantage® miles per year2

Redeeming your AAdvantage® miles:

  • Redeem your AAdvantage® miles for a round tip travel award on American Airlines, American Eagle, AmericanConnection® carrier for as little as 25,000 AAdvantage® miles2
  • AAdvantage® miles may never expire2
  • No blackout dates on AAdvantage® award travel lets you book travel, based on availability2

Citi® / AAdvantage® Cardmember Benefits

Get great Citi® / AAdvantage® cardmember benefits including Reduced Mileage awards, opportunities for card upgrades and more.

Reduced Mileage Awards2

You can save thousands of American Airlines AAdvantage® miles round trip with Reduced Mileage Awards when redeeming for flights to exciting destinations around the globe.

Cardmember Benefits

Emergency Assistance Services3

You're protected when you're traveling in the U.S. and abroad. Emergency Assistance Services include medical and legal referrals, lost luggage assistance, translation services and more.

Automatic Travel Accident Insurance3

Charge plane, train or bus tickets to your Citi card and you are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.

Personal Concierge Service

Have the knowledge of a local at your fingertips, no matter where you are. With Citi's Personal Concierge Service, you'll always know the best places to stay and eat, where to shop and how to get around.

Trip Cancellation / Trip Interruption Insurance3

In the event you are prevented from taking or continuing a trip you billed entirely to your Citi card account, you are eligible to receive up to $1,500 in Trip Cancellation/Trip Interruption insurance.

Lost Luggage Coverage3

Charge the entire common carrier fare to your Citi card and get up to $3,000 in lost luggage coverage for you and your dependents. This benefit covers lost, stolen or damaged baggage or personal articles checked with a common carrier.

$0 Liability on Unauthorized Charges

Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made on your Citi credit card.

No Pre-set Spending Limit2

There's no need to worry about hitting your spending limit, as long as you pay in full each month the amount that exceeds your revolving credit line.

Extended Warranty3

The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.

Retail Purchase Protection3

Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.

Discounts from Hertz®

With your Citi cardmember discount from Hertz, you'll save on virtually every published rate in the U.S.

Auto Rental Insurance3

You're automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance.

Citi® Photocard

Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card. Now that's something to smile about.

Citi® Credit Card Benefits & Services  

Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more. Get Details

Optional Services

Citi® IdentityMonitor®

Identity theft can happen to anyone, so help protect what’s yours with Citi® IdentityMonitor®. Not only will you get credit monitoring, but you’ll also get your credit report and score.

PaymentAid  

Protect your account against unexpected loss of income with PaymentAid. We will credit your account an amount equal to the Minimum Due shown on your billing statement if your income is interrupted due to certain unforeseen circumstances.


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Citi® Gold / AAdvantage® World MasterCard®

Earn 20,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months2

CitiBusiness® / AAdvantage® Visa® Card

Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months2 

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