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Citi® Diamond Preferred® Card
Apply for this card
Annual Fee
No Annual Fee1
Purchase APR
0.00% Intro APR on purchases for 12 months, then a APR of 14.99%.
Balance Transfer APR
0.00% Intro APR on Balance Transfers for 12 months, then a APR of 14.99%

Citi® Diamond Preferred® Card

0% Intro APR on balance transfers and purchases for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate1.

Access to unique experiences and special events

  • Extra Cash from Citi – a free benefit that gives you access to discounts online
  • No Annual Fee1
  • Great low rate on purchases
  • Price protection & extended warranty on qualified purchases2

Cardmember Benefits

Private Pass® Access

Maybe you want to see the latest bands. Attend a sporting event up close. Meet your favorite musical artist or attend movie screenings and cultural events. With Private Pass, you’ll enjoy the opportunity to purchase presale tickets, preferred seating and more. Log on to the Private Pass website to see what we have available for you today. You can select from a wide variety of categories to enjoy, including golf, restaurants, nightclubs, shopping, sporting events, theater and other great events and experiences.

Check out all your options at citiprivatepass.com.

Concierge Service

Count on your Diamond Preferred Concierge Service to take care of just about everything, from booking flights and hotel rooms to purchasing concert tickets or making restaurant reservations. No request is too big or too small when you have 24/7 access to personalized service anywhere in the world. For more information, call 1-800-741-5359 or visit citidiamondpreferred.vipdesk.com.

Money-Saving Discounts

As a Diamond Preferred /Diamond Preferred Rewards cardmember, you’ll enjoy valuable savings on a variety of items including gifts, apparel and more. So stay on the lookout for these special offers in your Diamond Preferred communications and at diamondpreferred.citicards.com.

Extra Cash from Citi

Extra Cash from Citi is a new NO FEE benefit that offers you discounts on travel, entertainment, merchandise and more. Earn Extra Cash totaling 10% of the purchases made with your Diamond Preferred card. To take advantage of Extra Cash from Citi, visit extracash.citi.com.

Price Protection2

If you buy something with your Citi card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items).

Retail Purchase Protection2

Most items purchased with your card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.

$0 Liability on Unauthorized Charges

Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made on your Citi credit card.

Travel & Emergency Assistance2

You're protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.

Automatic Travel Accident Insurance2

Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.

Auto Rental Insurance2

You're automatically covered when you reserve and rent a vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance.

Citi® Photocard

Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card. Now that's something to smile about.

Virtual Account Numbers

Now, with Virtual Account Numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it impossible for anyone to steal your account number while shopping online.

Citi MasterCard® Payment Tag with PayPassTM

Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.

Citi® Credit Card Benefits & Services  

Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more. Get Details

Optional Services

PaymentAid  

Protect your account against unexpected loss of income with PaymentAid. We will credit your account an amount equal to the Minimum Due shown on your billing statement if your income is interrupted due to certain unforeseen circumstances.

Citi® IdentityMonitor®

Identity theft can happen to anyone, so help protect what’s yours with Citi® IdentityMonitor®. Not only will you get credit monitoring, but you’ll also get your credit report and score.


Looking for something different? Explore your previous choices.
AT&T Universal Business Rewards Card Citi® Diamond Preferred® Rewards Card Citi® Platinum Select® MasterCard®

Earn 5 ThankYou® Points for every $1 spent on eligible products/services purchased directly from AT&T2 

Citi® Diamond Preferred® Rewards Card

$50 Gift Card: Earn 6,000 bonus ThankYou® Points when you spend $300 within the first 3 months, redeemable for a $50 Gift Card at select national merchants3

Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate1.

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