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1- Annual Fee
- No Annual Fee1
- Purchase APR
- 0% Intro APR on purchases for 12 months; then a variable APR of 11.99%-19.99% based on your creditworthiness1
- Balance Transfer APR
- 0% Intro APR on Balance Transfers for 18 months, then a variable APR of 11.99%-19.99% based on your creditworthiness1
Citi® Platinum Select® MasterCard®
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate1.
$0 Liability on Unauthorized Purchases
- Extra Cash from Citi – a free benefit that gives you access to discounts online
- No Annual Fee1
- Great low rate on purchases
- Guard your account & personal information with Citi® Identity Theft Solutions
- To Apply by Phone, call 1-800-311-9098
Cardmember Benefits
Extra Cash from Citi
Extra Cash from Citi is a new NO FEE benefit that offers you discounts on travel, entertainment, merchandise and much more. Earn Extra Cash totaling 10% of the purchases made with your Platinum Select card. To take advantage of Extra Cash from Citi, visit extracash.citi.com.
$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made on your Citi credit card.
Extended Warranty2
The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
Retail Purchase Protection2
Most items purchased with your card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.
Automatic Travel Accident Insurance2
Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
Auto Rental Insurance2
You're automatically covered when you reserve and rent a vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance.
Discounts from Hertz®
With your Citi cardmember discount from Hertz, you'll save on virtually every published rate in the U.S.
Travel & Emergency Assistance2
You're protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
Citi MasterCard® Payment Tag with PayPassTM
Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
Citi® Photocard
Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card. Now that's something to smile about.
Virtual Account Numbers
Now, with Virtual Account Numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it impossible for anyone to steal your account number while shopping online.
Citi® Credit Card Benefits & Services
Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more. Get Details
Optional Services
PaymentAid
Protect your account against unexpected loss of income with PaymentAid. We will credit your account an amount equal to the Minimum Due shown on your billing statement if your income is interrupted due to certain unforeseen circumstances.
Citi® IdentityMonitor®
Identity theft can happen to anyone, so help protect what’s yours with Citi® IdentityMonitor®. Not only will you get credit monitoring, but you’ll also get your credit report and score.
| Sears Card® | ||
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Shop at Sears family of businesses on your card & enjoy exclusive sales & special financing offers2 |
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