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1Citi® Secured MasterCard®
Build your credit history for future borrowing needs
Earn a competitive annual interest rate on what’s in your CD (Certificate of Deposit) as a cardmember2
- You may become eligible for an unsecured Citi card after 18 months
- $0 liability on unauthorized charges
- Guard your account & personal information with Citi® Identity Theft Solutions
Cardmember Benefits
Build Your Credit Score and Earn a Competitive Interest Rate2
Deposit an amount, from $200 to $25,000 into a CD (Certificate of Deposit). Your credit card limit then becomes equal to the amount of money in your CD. We report your account performance to major credit bureaus, and after 18 months, you could become eligible for an unsecured Citi Platinum Select credit card. Meanwhile, you'll earn a competitive annual interest rate on your CD.
Build Your Credit History
With no minimum income or co-signer required, it's simple to qualify for this credit card, so you can start building a record of account performance for future borrowing purposes.
Retail Purchase Protection2
Most items purchased with your card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.
$0 Liability on Unauthorized Charges
Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won't pay for any unauthorized charges made on your Citi credit card.
Auto Rental Insurance2
You're automatically covered when you reserve and rent a vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance.
Citi MasterCard® Payment Tag with PayPassTM
Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
Citi® Credit Card Benefits & Services
Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more. Get Details
Optional Services
Citi® IdentityMonitor®
Identity theft can happen to anyone, so help protect what’s yours with Citi® IdentityMonitor®. Not only will you get credit monitoring, but you’ll also get your credit report and score.
