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Card Comparison

CITGO Plus Credit Card	ExxonMobil Personal Card	Phillips 66^®-Conoco^®-76^® Personal Card	Shell Card
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Earn up to $50 with a 15% rebate on CITGO purchases for 90 days² Use your card to fill up on high-quality gasoline, take care of repairs, or make a stop for supplies Enjoy pay-at-the-pump convenience at thousands of CITGO branded locations	Pay-at-the-pump convenience Use your ExxonMobil Personal Card to pay for everything from gas at the pump to food and supplies at 11,000 Exxon and Mobil stations	Enjoy pay-at-the-pump convenience at thousands of Phillips 66^®, Conoco^®, & 76^® stations nationwide¹ Use your card for cash back at more than 200,000 Cirrus^® ATMs nationwide Review current statements & unbilled charges, or make & schedule payments online	Apply Online & Get a $25 Statement Credit. Make two purchases within 1^st 60 days of account open date². No Annual Fee¹ Keep Track of Gasoline Purchases Separately. Perfect for tracking your budget and keeping your credit open for big purchases.

Annual Fee	Annual Fee	Annual Fee	Annual Fee
No Annual Fee¹	No Annual Fee¹	No Annual Fee¹	No Annual Fee¹
Purchase APR	Purchase APR	Purchase APR	Purchase APR
24.99% Variable¹ This APR will vary with the market based on the Prime Rate¹	24.99% Variable This APR will vary with the market based on the Prime Rate¹	24.99% Variable¹ This APR will vary with the market based on the Prime Rate¹	24.99% Variable¹ This APR will vary with the market based on the Prime Rate¹
Balance Transfer APR	Balance Transfer APR	Balance Transfer APR	Balance Transfer APR
N/A	N/A	N/A	N/A
Key Benefits Get additional cards for family & authorized cardmembers Use your card to get cash at thousands of ATMs worldwide No Annual Fee¹	Key Benefits $0 Liability on unauthorized charges Free 24/7 online account access Free Speedpass™ Flexible payment terms ATM cash access	Key Benefits Get free extra cards for family members or authorized users No Annual Fee¹ $0 Liability on unauthorized charges	Key Benefits Pay-at-the-Pump Convenience. Save time at thousands of locations nationwide. Citi Identity Theft Solutions. You'll get specialized assistance if you become a victim of identity theft.


¹Terms & Conditions ²Additional Disclosures	¹Terms & Conditions	¹Terms & Conditions ²Additional Disclosures	¹Terms & Conditions ²Additional Disclosures