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Low Interest Credit Cards

Our low APR credit cards have no annual fee, and select cards offer 0% APR on purchases and balance transfers for 6 months.

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Citi® Platinum Select® MasterCard®

Citi® Diamond Preferred® Card

Citi ProfessionalSM Card

Citi® Platinum Select® Visa® Card for College Students

Citi® Platinum Select® MasterCard®
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Citi® Diamond Preferred® Card
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Citi ProfessionalSM Card
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Citi® Platinum Select® Visa® Card for College Students
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Enjoy 0% APR on Balance Transfers & Purchases for up to 9 months, based on your application and credit history1

$0 Liability on Unauthorized Purchases

Extra Cash from Citi – a free benefit that gives you access to discounts online

Enjoy 0% APR on Balance Transfers & Purchases for up to 9 months, based on your application and credit history1

Access to unique experiences and special events

Extra Cash from Citi – a free benefit that gives you access to discounts online

For business use only, this card provides the purchasing power professionals & businesses need

Organize your transactions & create customized reports with an Online Expense Organizer

Receive quarterly & annual account summaries separated by purchase category at no additional cost

0% APR on purchases and balance transfers for 6 months, if you qualify, based on your application and credit history1

Build your credit history with no minimum income or cosigner required

No Annual Fee

Annual Fee Annual Fee Annual Fee Annual Fee
No Annual Fee No Annual Fee No Annual Fee No Annual Fee
Purchase APR Purchase APR Purchase APR Purchase APR
0.00% APR on Purchases for up to 9 months, based on your application and credit history1; then as low as 11.99% Variable APR based upon your application and credit history1 0.00% APR on Purchases for up to 9 months based upon your application & credit history1; then as low as 12.24% Variable APR based upon your application and credit history1 0.00% APR on Purchases for 6 months1; then 9.24% Variable1 0.00% APR on Purchases for 6 months, if you qualify; then as low as 15.24% based upon our review of your application and credit history1
Balance Transfer APR Balance Transfer APR Balance Transfer APR Balance Transfer APR
Yes1 Yes1 No Yes1
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Citi® Platinum Select® MasterCard® for College Students

Citi® Platinum Select® MasterCard® for College Students
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0% APR on purchases and balance transfers for 6 months, if you qualify, based on your application and credit history1

Build your credit history with no minimum income or cosigner required

Annual Fee
No Annual Fee
Purchase APR
0.00% APR on Purchases for 6 months, if you qualify; then as low as 15.24% based upon our review of your application and credit history1
Balance Transfer APR
Yes1
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