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The Home Depot® Commercial Account

Terms & Conditions (PDF)

The Home Depot® Commercial Account

  • Pay in full each month
  • Easy-to-read itemized billing
  • Convenient purchase tracking options

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Apply for The Home Depot® Commercial Account

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  • Low monthly payments or Pay in full each month
  • Easy-to-read itemized billing
  • Convenient purchase tracking options
  • Flexible employee cards
  • Online services, including account management, statements, unbilled activity and faster payments


Help Center


Do I have to be a resident of the United States to be approved online for credit?
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Do I have to be a resident of the United States to be approved online for credit?

Yes.



How long will it take to receive my card?
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How long will it take to receive my card?

Once your application is approved, you will receive your card within 14 days.



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More FAQs

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Do I have to be a resident of the United States to be approved online for credit?
Yes.

What happens if I don't answer all the questions on the application?
It may take longer for us to process your application. Each question helps us make decisions about providing you with credit. Rest assured, your information is always protected by our Privacy Policy.

Will I be notified by email if my application is approved?
No. Applications for some of our products offer an instant response. If we are not able to provide you with an instant response, then we will notify you by U.S. mail within 30 days regarding your application status.

I'm in the U.S. military overseas. How can I apply for credit?
Simply use the U.S. address of a family member, or call the phone number listed on the application to apply and provide your permanent home address in the U.S.


Secure Application

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Your privacy and security are important.

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Citibank uses Secure Sockets Layer (SSL) for secure transmissions. SSL applies encryption between two communicating computer systems, such as your PC and our corporate Internet server. When your data is transmitted over the Internet, it is encrypted or "scrambled" at the sending end and then decrypted or "unscrambled" at the receiving end. We use 128-bit encryption, one of the highest levels generally available today.

Before you apply...

Upon completion and approval of your online Commercial Account Application, your new The Home Depot Commercial Buyer Identification card(s) will be sent in approximately 7-10 days. If you need to use your account sooner than this time frame, please apply in The Home Depot store in your area for same day purchasing privileges.

You must be an Authorized Officer of the Business to submit this application. If the information is incomplete, we may not be able to approve the application.

Your Business Information

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Your Business Billing Information










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Parent Company Information







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Your Company Banking Information




Personal Guarantor Information

Providing “Personal Information” will make this an application with a Personal Guarantee.

Customers may choose to apply for a Commercial Account with a Personal Guarantee. Providing a Personal Guarantee will speed up the processing of your application if you have a young or small company. A Personal Guarantee should be completed if your company:

  • is a sole proprietorship, a partnership, unincorporated; or
  • is incorporated for less than 3 years; or
  • has annual revenue of less than $2,000,000; or
  • has less than 10 employees.
You must be the Authorized Officer to personally guarantee the account.

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Authorized Officer Signature




Important Information


You must have a computer equipped with at least a 128-bit security encrypted enabled browser and either a printer, a drive or other storage device in order to view and retain a copy of the Additional Disclosures and our Privacy Policy. To request a paper copy of the Additional Disclosures and Privacy Policy, write to: Credit Program, P.O. Box 6403 Sioux Falls SD, 57117-6403.

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You will be able to verify your information before
submitting the application.