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SAVE SMART with ONGOING SAVINGS.

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To apply you must:

  • Be 18 years of age or older (21 years of age or older in Puerto Rico)
  • Provide a valid Social Security Number and Photo ID number

Your Personal Information













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Your Financial Information



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Your Security Information



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Card Options


If you add an Authorized User, you will be responsible for charges made by him or her. Authorized users can get account information. You need their permission to give us information about them and to let us share it with others. Account history will be reported to credit bureaus in your name and any authorized user’s name.

Add Authorized User: What is this?







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Important Information


You must have a computer equipped with at least a 128-bit security encrypted enabled browser and either a printer, a drive or other storage device in order to view and retain a copy of the Terms and Conditions, Additional Disclosures and Privacy Notice. To request a paper copy of the Additional Disclosures and Privacy Policy, write to: Credit Program, P.O. Box 6403 Sioux Falls, SD 57117-6403.Terms and Conditions

You will be able to verify your information before submitting the application.