JavaScript not enabled

If you would like instructions on how to enable JavaScript, you can find them here: How to enable JavaScript
If you prefer to use the website without JavaScript enabled, you can reach specific site sections by using our site map: Contact Citi Cards

Citi® Identity Theft Solutions

Free security features come with every Citi card because guarding your personal information is our top priority. Learn more



Affinity Credit Card

A credit card which is sponsored by two or more organizations. For example, the Citi® / AAdvantage® Card is sponsored by Citibank and American Airlines.

Back to top

Age Requirement

To qualify for credit you must be at least 18 years old or have a parent or guardian as a co-signer.

Back to top

Annual Fee

Some credit card companies charge an annual fee; it is the yearly cost you pay to use the card.

Back to top

APR - Annual Percentage Rate

A measure of the total cost of credit expressed as a yearly rate, which you agree to pay as a percentage of the outstanding balance on your credit card each month.

Back to top


A form used to apply for credit.

Back to top


Cash or anything you own that can be turned into cash. This includes property, goods, savings or investments.

Back to top


Automated Teller Machine

Back to top

Available Credit

Available credit is your credit limit minus your current balance. It is the unused portion of your credit line.

Back to top

Average Daily Balance

The average daily balance is a common way card issuers calculate interest charges. The credit card company finds the balance each day of the billing period, adds the daily balances together and divides by the number of days in the period. The calculation includes new purchases and payments. You should refer to your credit card issuer's Cardmember Agreement for specific information and details regarding the calculation of the Average Daily Balance.

Back to top